A financial product that virtually everyone uses is the credit card. Therefore, the different entities compete to offer cards with better benefits and services for their customers. On this occasion, we are going to talk about the cards that have the best valuation in the current market.
The best cards in the current market
The three that have been chosen stand out for their conditions, far superior to those of other products on the market. But in addition, the payment methods, the cost of the card, the services and the APR interest are also issues that have been taken into account when making the classification.
The first benefit it offers is that it has no cost for your request, for its maintenance or for its renewal. But in addition, its APR is 21%.
On the other hand, it will not require a bank change to obtain it, although it does work as a tool to transfer money to the card account. As for payment methods, you can choose the total payment at the end of the month that does not require any cost or the stipulation of a fixed monthly fee in which the relevant interests would apply.
Finally, it offers free travel assistance and emergency insurance, shopping protection and insurance if you suffer an accident.
E-Money Gold Credit Card
In 2019 this card will continue to be one of the best in the market. It has an APR of 26.82% but offers two payment methods. If the total payment is chosen at the end of the month, no interest will be applied to its use while if a monthly fee is stipulated, this extra cost will be established.
The limit of the money available is 6,000 euros although the company will establish a personalized limit based on your purchasing power. In the same way as in the previous case, your application will not imply any cost or force you to change banks.
It is also important to note that this has a points and discounts program with many shops and stores. So, by using it properly you could get significant discounts.
Finally, highlight your travel insurance, in case of accident or fraudulent use thereof.
Goodbankcard Gold credit card
In the third place we must mention this product that does not imply the change of entity to be able to request it . There will be no cost per application, renewal or maintenance and a credit line of up to 5,000 euros is granted.
On the other hand, the payment methods are also for fixed fees or for the total at the end of the month, which will allow you to organize as you wish.
Now that you have this information, you can choose the credit card that best suits your needs.